Editorial Policy
PolicyAIHub publishes educational insurance information for U.S. consumers. We focus on clear explanations, state-aware context, and careful sourcing. We do not invent ratings, licenses, testimonials, or customer counts.
Our purpose
Help readers understand insurance coverage, compare publicly available company information, and learn how requirements can differ by state—before they buy a policy elsewhere.
Sources we prioritize
- State departments of insurance and consumer bulletins
- Federal and NAIC consumer education materials
- Official insurer documents when cited on a page
- AM Best or similar financial-strength references only when listed for a specific carrier
Reviews and updates
Guides are reviewed when laws, products, or source materials change. Article pages may show “Written by,” “Last reviewed,” and “Sources” when that information is available in WordPress—we do not invent authors or credentials.
Independence & advertising
Editorial explanations aim to stay useful even when the site displays ads or affiliate links. Compensation arrangements are described on our advertising and affiliate disclosure pages.
Corrections
If you spot an error, contact us. We correct factual mistakes when verified.