Insurance company profile
USAA Review
Last reviewed: August 12, 2026 · Educational profile — verify details with the insurer before buying.
About USAA
USAA (United Services Automobile Association) was founded in 1922 and is headquartered in San Antonio, Texas. It provides insurance and financial services primarily to eligible members of the U.S. military community and their families.
Because eligibility is restricted, USAA is not a universal shopping option. If you qualify, compare USAA quotes with other carriers using the same coverage limits. If you do not qualify, use our company directory and compare tool to research alternatives.
Company details
- Company name
- USAA
- Founded
- 1922
- Headquarters
- San Antonio, Texas, USA
- Website
- usaa.com
- Phone
- 1-800-531-8722
- AM Best
- A++ (verify current rating)
- Country
- USA
Insurance products & coverage types
USAA commonly offers eligible members:
• Auto insurance
• Homeowners and renters insurance
• Life insurance
• Banking and other financial services
Membership eligibility rules apply. See usaa.com for current requirements.
Key metrics
- Founded: 1922
- Headquarters: San Antonio, Texas
- Model: Membership-based for eligible military community
Figures are approximate public references and may change. Confirm with official filings or the company.
Leadership
What to consider
Editorial observations for shoppers — not a guarantee of your personal quote, claims experience, or eligibility.
Pros
- ✓Strong reputation among eligible military community
- ✓Multi-product banking and insurance relationship
- ✓Member-focused brand positioning
- ✓Competitive standing in many member surveys historically
Cons / caveats
- ✗Eligibility restricted — not open to all consumers
- ✗Product/pricing still varies by member risk profile
- ✗Availability of specific products can differ
- ✗Non-eligible shoppers must look elsewhere
Frequently asked questions
Who can join USAA?
USAA membership is limited to eligible military members, veterans, and qualifying family members. Check USAA’s current eligibility rules.
Where is USAA headquartered?
USAA is headquartered in San Antonio, Texas.
Does USAA sell auto insurance?
Yes, auto insurance is a core USAA product for eligible members.
Can civilians without eligibility get USAA insurance?
Generally no. If you are not eligible, compare other carriers available in your state.
Sources & notes
Compiled from publicly available company and insurance-market references. AM Best and metrics can change — verify before relying on them.
Official company websites; NAIC consumer resources; AM Best (verify current). PolicyAIHub editorial summary. USAA corporate site.
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